Pre‑Paid Funeral Plans
Plan ahead, in your own time
More and more people are choosing to plan their funeral in advance — not for themselves, but for the people they’ll leave behind.
A pre‑paid funeral plan takes the weight off your family during a difficult time, giving them peace of mind and financial clarity when it matters most.
At Varty’s, we offer flexible funeral plans through Golden Charter, one of the UK’s leading providers. Together, we’ll help you arrange the funeral you want — with care, respect, and no pressure.
Why choose a funeral plan?
- Fixes funeral director costs at today’s prices
- Eases financial and emotional pressure on your family
- Lets you record your wishes in advance
- Gives you peace of mind everything is taken care of
- Open to all UK residents, regardless of age or health
What’s included in the plan?
Every plan includes our funeral director services, such as:
- Arranging the funeral and managing logistics
- Bringing your loved one into our care
- Preparation and care of the deceased
- Support with certificates and paperwork
- Use of our chapel of rest (if requested)
- Provision of a coffin
- Funeral vehicles
- Ongoing advice and support for your family
Your plan may also include a contribution towards essential third-party costs like:
- Crematorium or cemetery fees
- Minister or officiant
- Burial plot opening or interment fees
We’ll go through what’s covered, and what isn’t, clearly and simply, so there are no surprises later.
Personal touches, your way
You can include any wishes that matter to you — music, readings, flowers, or a particular style of service. We’ll record them carefully and respectfully in your plan.
Plans are flexible and tailored to you. You can meet us at our office, talk over the phone, or even chat from the comfort of your own home.
Safe, secure, and regulated
Your payments are held securely in the Golden Charter Trust, managed independently to ensure funds are protected until they’re needed — whether that’s next year or many years from now.
Payment options to suit you.
You can:
- Pay in full
- Spread the cost with monthly payments
- Choose the option that best suits your circumstances
We’ll give you clear, no-obligation information to help you decide what’s right for you.
Varty’s Funeral Directors Ltd is an appointed representative of Golden Charter Limited, which is authorised and regulated by the Financial Conduct Authority.
Frequently Asked Questions
If you’re unsure where to start, we’re always happy to talk things through.
Who can take out a plan?
Anyone over 18 living in the UK, no health checks or age restrictions apply.
What’s the main benefit?
You fix the cost of the funeral director’s services at today’s prices and reduce stress for your loved ones.
Can I personalise my plan?
Yes — from music and readings to the type of service, we’ll make sure your wishes are recorded.
What happens to my money?
Your payments are securely held in the Golden Charter Trust and protected until they’re needed.
Do I have to pay in full?
No — you can pay in one go or spread the cost over time. We’ll help you choose what’s right for you.
Make things easier for the future
If you’re thinking about putting a plan in place, for peace of mind, for your family, or just to be prepared, we’re here to help.
You don’t need to decide today — just start the conversation.